Knowledge gaps, behaviour parity: gender differences in financial literacy in Europe
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Report by the Eurosystem financial literacy network on the gender gap in financial knowledge in 20 Member States (2022 OECD/INFE survey).
Key points
- There is a knowledge gap in almost all countries, larger on investment topics; there is almost no gap in financial behaviour, where women are often more prudent
- With similar characteristics, women are 11% less likely to be among the top performers and 4% more likely to be among the lowest
- Recommendations: financial education tailored to each country and focused on confidence and investment knowledge
Who is affected
Financial education policies
Plain-language version
A report from the financial education network of the Eurosystem (the ECB plus the euro countries' central banks), covering 20 countries, finds women know slightly less about finance than men on average, especially about investing. Yet they manage their money just as well, and often more carefully. It recommends financial education tailored to each country and focused on building confidence to invest.
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Summary produced with artificial intelligence from the official publication. It may contain errors: always check the original document.
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