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Bank of Spain23 October 2026Nota de prensa

Bank of Spain launches pilot information-sharing programme with firms to strengthen its credit assessment system

The Neural Herald summary, AI-generated

The Bank of Spain has launched a pilot programme to exchange information with large firms and strengthen its in-house credit assessment system, ICAS BE. Until now it relied only on its own databases and public sources and was used solely to assess loans pledged as Eurosystem collateral.

Key points

Who is affected

Large non-financial firms and banks pledging loans as Eurosystem collateral.

Plain-language version

The Bank of Spain is piloting a scheme to share information with large companies and improve its own system for judging whether they are likely to repay debts. Companies will get their credit rating, which may help them borrow. It started in Madrid and Barcelona and is now expanding to Valencia.
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Summary produced with artificial intelligence from the official publication. It may contain errors: always check the original document.

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