EBA CRR3/CRD6 dashboard shows banks maintain capital levels well above minimum requirements under the fully loaded Basel III framework
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The EBA CRR3/CRD6 dashboard with Q2 2026 data (129 banks) projects an average CET1 ratio of 15.1% under the fully loaded Basel III framework, despite a higher output floor impact. The increase in Tier 1 minimum required capital rises to 6.0%, from 5.1% estimated with Q4 2025 data.
Key points
- 33 institutions would be bound by the fully loaded output floor.
- No capital shortfalls before 2030; EUR 2.2 billion in 2030 and EUR 18.5 billion in 2033, only 0.6% of total capital.
- Data do not yet fully capture credit risk transitional arrangements.
Who is affected
EU/EEA banks, especially those using internal models affected by the output floor.
Deadlines
Output floor phased in to 2030; fully loaded in 2033.
Plain-language version
The EBA, the EU authority that sets the rules for banks, has checked 129 banks and estimates that under the full Basel III rules (the global standard for bank capital) they would still hold, on average, a top-quality capital cushion of 15.1%, well above the minimum. A small shortfall would only appear after 2030: 18.5 billion euros by 2033, just 0.6% of total capital.
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