The EBA consults on revised technical standards for joint decisions on institution-specific capital and liquidity requirements
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The EBA launches a public consultation on revising the ITS governing supervisory colleges' joint decision process on institution-specific prudential requirements (Article 113 CRD). It aims to simplify the process and align it with the revised SREP and current supervisory practice.
Key points
- A single, reduced and integrated risk assessment report and simplified templates.
- Qualitative supervisory measures are more clearly incorporated.
- Scope extended to Pillar 2 Guidance and leverage ratio-related Pillar 2 requirements and guidance.
Who is affected
Cross-border banking groups and supervisors participating in supervisory colleges.
Deadlines
Comments by 4 January 2027; virtual public hearing on 10 November 2026.
Plain-language version
When a banking group operates in several countries, its supervisors meet as a 'college' and jointly decide how much extra capital and liquidity it must hold. The EBA, the EU authority that sets the rules for banks, proposes simplifying this with a single, shorter risk report and simpler templates. Comments are open until 4 January 2027.
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