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<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>The Neural Herald · EBA</title><link>https://neuralherald.com/eba.html</link><description>EBA: Regulators and markets · read and summarised every morning</description><language>en-gb</language><lastBuildDate>Fri, 13 Nov 2026 11:40:04 +0100</lastBuildDate><atom:link href="https://neuralherald.com/en/rss/eba.xml" rel="self" type="application/rss+xml"/><image><url>https://neuralherald.com/og.png</url><title>The Neural Herald · EBA</title><link>https://neuralherald.com/eba.html</link></image><item><title>Resilience and competitiveness for a diverse EU single market</title><link>https://neuralherald.com/en/n/2026-11-12-resilienz-und-wettbewerbsfahigkeit-fur-einen-eu-binnenmarkt-in-vielfal-25454a.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/speeches/resilienz-und-wettbewerbsfahigkeit-fur-einen-eu-binnenmarkt-vielfalt-resilience-and-competitiveness</guid><pubDate>Thu, 12 Nov 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Speeches</category><description>Speech by EBA Chair François-Louis Michaud at the Finanzmarktklausur in Berlin (12 November 2026), in German. He argues that resilience and competitiveness are not at odds and reviews the EBA&#x27;s simplification agenda: simpler capital, a more focused SREP, less reporting and more proportionality for small banks, ahead of the &#x27;financial omnibus&#x27; the Commission plans to present in the first quarter of 2027.</description><source url="https://www.eba.europa.eu/publications-and-media/speeches/resilienz-und-wettbewerbsfahigkeit-fur-einen-eu-binnenmarkt-vielfalt-resilience-and-competitiveness">EBA</source></item><item><title>The EBA streamlines the 2027 EU-wide stress test with more than 55% reduction in requested data</title><link>https://neuralherald.com/en/n/2026-11-09-the-eba-streamlines-the-2027-eu-wide-stress-test-with-more-than-55-red-f4916e.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-streamlines-2027-eu-wide-stress-test-more-55-reduction-requested-data</guid><pubDate>Mon, 09 Nov 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>The EBA publishes the final methodology, the (draft) templates and the template guidance for the 2027 EU-wide stress test, together with its timeline. The exercise is simplified: the data required fall by 55% compared with the previous one, mainly in credit risk, by aligning the templates with supervisory reporting. For the first time it includes a specific climate risk module (physical and transition risks) that does not affect the main results.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-streamlines-2027-eu-wide-stress-test-more-55-reduction-requested-data">EBA</source></item><item><title>2027 EU-wide stress test - Methodological Note</title><link>https://neuralherald.com/en/n/2026-11-09-2027-eu-wide-stress-test-methodological-note-5527ec.html</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-11/2a077772-ee1f-4aac-8184-e12e70e438d3/2027%20EU-wide%20stress%20test%20-%20Methodological%20Note.pdf</guid><pubDate>Mon, 09 Nov 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Reports</category><description>Methodological note for the 2027 EU-wide stress test (the main document in the package published on 9 November 2026). It defines the bank sample, the 2027-2029 horizon, the reference date of 31 December 2026, the treatment of credit risk, market risk, income and costs, and the new climate risk module.</description><source url="https://www.eba.europa.eu/sites/default/files/2026-11/2a077772-ee1f-4aac-8184-e12e70e438d3/2027%20EU-wide%20stress%20test%20-%20Methodological%20Note.pdf">EBA</source></item><item><title>The EBA outlines next steps on supervisory reporting simplification and extends implementation timelines following consultation feedback on the ITS</title><link>https://neuralherald.com/en/n/2026-11-06-the-eba-outlines-next-steps-on-supervisory-reporting-simplification-an-a4b74e.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-outlines-next-steps-supervisory-reporting-simplification-and-extends-implementation-timelines</guid><pubDate>Fri, 06 Nov 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>Following the public consultation (closed on 10 July 2026) on the review of the ITS on supervisory reporting (Implementing Regulation 2024/3117), the EBA previews the final simplification package: more proportionality, fewer templates and lower frequencies, and longer implementation timelines. The final report with the ITS will be published in December 2026.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-outlines-next-steps-supervisory-reporting-simplification-and-extends-implementation-timelines">EBA</source></item><item><title>The EBA publishes revised Guidelines on internal governance, delivering greater proportionality and simplification for banks</title><link>https://neuralherald.com/en/n/2026-11-05-the-eba-publishes-revised-guidelines-on-internal-governance-delivering-15b72b.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-publishes-revised-guidelines-internal-governance-delivering-greater-proportionality-and</guid><pubDate>Thu, 05 Nov 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>The EBA publishes its revised Guidelines on internal governance under the CRD, which incorporate the changes introduced by CRD VI (Directive 2024/1619): a mapping of the roles and responsibilities of the management body and key function holders, and a specific governance framework for third-country branches. They aim for more proportionality and a lighter compliance burden.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-publishes-revised-guidelines-internal-governance-delivering-greater-proportionality-and">EBA</source></item><item><title>ACPR Conference - keynote speech</title><link>https://neuralherald.com/en/n/2026-11-05-conference-acpr-keynote-speech-915d78.html</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-11/55093d61-7a91-469d-a93b-316e391d55e5/Conf%C3%A9rence%20ACPR%20-%20keynote%20speech.pdf</guid><pubDate>Thu, 05 Nov 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Speeches</category><description>Speech by EBA Chair François-Louis Michaud at the ACPR annual conference (Paris, 5 November 2026). He argues that resilience and competitiveness are not opposed: European banks are sound, but the banking single market remains fragmented and rules must be simplified without lowering capital.</description><source url="https://www.eba.europa.eu/sites/default/files/2026-11/55093d61-7a91-469d-a93b-316e391d55e5/Conf%C3%A9rence%20ACPR%20-%20keynote%20speech.pdf">EBA</source></item><item><title>Final report on Guidelines on internal governance</title><link>https://neuralherald.com/en/n/2026-11-05-final-report-on-guidelines-on-internal-governance-b1fa6d.html</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-11/3c8b1810-c335-499a-803f-6d795ce3d196/Final%20report%20on%20Guidelines%20on%20internal%20governance.pdf</guid><pubDate>Thu, 05 Nov 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Rules</category><description>Final report with the revised Guidelines on internal governance (EBA/GL/2026/10). It updates the 2021 guidelines to reflect CRD VI, Directive 2019/878 and DORA, and adds new supervisory focus areas: conduct risks (AML/CFT), ESG, digitalisation, AI and reliance on third-party providers.</description><source url="https://www.eba.europa.eu/sites/default/files/2026-11/3c8b1810-c335-499a-803f-6d795ce3d196/Final%20report%20on%20Guidelines%20on%20internal%20governance.pdf">EBA</source></item><item><title>Résilience et compétitivité : une obscure clarté ? (Resilience and competitiveness: an obscure clarity?)</title><link>https://neuralherald.com/en/n/2026-11-05-resilience-et-competitivite-une-obscure-clarte-resilience-and-competit-ad44d6.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/speeches/resilience-et-competitivite-une-obscure-clarte-resilience-and-competitiveness-obscure-clarity</guid><pubDate>Thu, 05 Nov 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Speeches</category><description>Speech by EBA Chair François-Louis Michaud at the ACPR annual conference (Paris, 5 November 2026). He argues that resilience and competitiveness are not at odds: European banks are in very good shape, but the single banking market remains fragmented and simplification is needed without lowering capital.</description><source url="https://www.eba.europa.eu/publications-and-media/speeches/resilience-et-competitivite-une-obscure-clarte-resilience-and-competitiveness-obscure-clarity">EBA</source></item><item><title>The EBA advises on targeted simplifications to Taxonomy disclosures</title><link>https://neuralherald.com/en/n/2026-10-29-the-eba-advises-on-targeted-simplifications-to-taxonomy-disclosures-b27a87.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-advises-targeted-simplifications-taxonomy-disclosures</guid><pubDate>Thu, 29 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>The EBA responds to the Commission&#x27;s call for technical advice on the Article 8 Taxonomy Disclosures Delegated Act. It proposes removing the fees and commissions and trading book KPIs and simplifying group disclosures and credit institutions&#x27; Green Asset Ratio templates.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-advises-targeted-simplifications-taxonomy-disclosures">EBA</source></item><item><title>FLM&#x27; Keynote Speech - IADI Annual Conference 29 October 2026</title><link>https://neuralherald.com/en/n/2026-10-29-flm-keynote-speech-iadi-annual-conference-29-october-2026-2bbd7a.html</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-10/21a97bf7-e039-494d-a71e-e48df08c344d/FLM%27%20Keynote%20Speech%20-%20IADI%20Annual%20Confrence%2029%20October%202026.pdf</guid><pubDate>Thu, 29 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Speeches</category><description>Speech by EBA Chair François-Louis Michaud at the annual conference of the International Association of Deposit Insurers (Berlin, 29 October 2026). He argues that digitalisation requires deposit insurers to act faster and with better data, and reviews crypto-asset risks and the EU CMDI reform.</description><source url="https://www.eba.europa.eu/sites/default/files/2026-10/21a97bf7-e039-494d-a71e-e48df08c344d/FLM%27%20Keynote%20Speech%20-%20IADI%20Annual%20Confrence%2029%20October%202026.pdf">EBA</source></item><item><title>The deposit insurer of the (near) future</title><link>https://neuralherald.com/en/n/2026-10-29-the-deposit-insurer-of-the-near-future-663425.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/speeches/deposit-insurer-near-future</guid><pubDate>Thu, 29 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Speeches</category><description>Speech by EBA Chair François-Louis Michaud at the annual conference of the International Association of Deposit Insurers (Berlin, 29 October 2026). He argues that digitalisation requires deposit insurers to act faster and with better data, and reviews crypto-asset risks and the EU CMDI reform.</description><source url="https://www.eba.europa.eu/publications-and-media/speeches/deposit-insurer-near-future">EBA</source></item><item><title>Decision on appointment of the Chair for the supervisory college of Circle Internet Financial Europe SAS as issuer of USDC</title><link>https://neuralherald.com/en/n/2026-10-27-decision-on-appointment-of-the-chair-for-the-supervisory-college-of-ci-c3ebfd.html</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-10/152d21f3-b5f3-42e9-838b-f8714b038221/EBA%20DC%20683_appointment_Chair%20for%20the%20supervisory%20college%20of%20Circle%20Internet%20Financial%20Europe%20SAS_USDC.pdf</guid><pubDate>Tue, 27 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Rules</category><description>The EBA appoints Ruta Merkeviciute, Head of its Digital Finance Unit, as Chair of the consultative supervisory college for Circle Internet Financial Europe, issuer of USDC, and as the EBA&#x27;s voting representative. It follows the classification of USDC as a significant e-money token under MiCA.</description><source url="https://www.eba.europa.eu/sites/default/files/2026-10/152d21f3-b5f3-42e9-838b-f8714b038221/EBA%20DC%20683_appointment_Chair%20for%20the%20supervisory%20college%20of%20Circle%20Internet%20Financial%20Europe%20SAS_USDC.pdf">EBA</source></item><item><title>The EBA appoints Kristīne Černaja-Mežmale as its new Vice-Chair</title><link>https://neuralherald.com/en/n/2026-10-23-the-eba-appoints-kristine-cernaja-mezmale-as-its-new-vice-chair-afe345.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-appoints-kristine-cernaja-mezmale-its-new-vice-chair</guid><pubDate>Fri, 23 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>The EBA Board of Supervisors has elected Kristīne Černaja-Mežmale, Member of the Council of Latvijas Banka, as Vice-Chair for two and a half years. She replaces Helmut Ettl, who becomes an Executive Director of the IMF.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-appoints-kristine-cernaja-mezmale-its-new-vice-chair">EBA</source></item><item><title>The EBA extends some consultation deadlines due to website maintenance</title><link>https://neuralherald.com/en/n/2026-10-22-the-eba-extends-some-consultation-deadlines-due-to-website-maintenance-fdb7c9.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-extends-some-consultation-deadlines-due-website-maintenance</guid><pubDate>Thu, 22 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>The EBA took its website offline on 21-22 October after CERT-EU flagged two critical security flaws; no breach was detected and no data was compromised. To compensate, it extends the deadline of four public consultations.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-extends-some-consultation-deadlines-due-website-maintenance">EBA</source></item><item><title>Payments Tomorrow Conference speech</title><link>https://neuralherald.com/en/n/2026-10-15-payments-tomorrow-conference-speech-a0af07.html</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-10/76bb7c6b-29df-4211-b827-2e6b35225067/Payments%20Tomorrow%20Conference%20speech.pdf</guid><pubDate>Thu, 15 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Speeches</category><description>Speech by EBA Chair François-Louis Michaud at the Payments Tomorrow conference (Paris). He warns of rising payment fraud, increasingly driven by social engineering and artificial intelligence, and previews the EBA&#x27;s work under PSD3 and the Payment Services Regulation (PSR).</description><source url="https://www.eba.europa.eu/sites/default/files/2026-10/76bb7c6b-29df-4211-b827-2e6b35225067/Payments%20Tomorrow%20Conference%20speech.pdf">EBA</source></item><item><title>Enhancing trust in Europe&#x27;s payment ecosystem</title><link>https://neuralherald.com/en/n/2026-10-15-enhancing-trust-in-europe-s-payment-ecosystem-259ecb.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/speeches/enhancing-trust-europes-payment-ecosystem</guid><pubDate>Thu, 15 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Speeches</category><description>Speech by EBA Chair François-Louis Michaud at the Payments Tomorrow conference (Paris). He warns of rising payment fraud, increasingly driven by social engineering and artificial intelligence, and previews the EBA&#x27;s work under PSD3 and the Payment Services Regulation (PSR).</description><source url="https://www.eba.europa.eu/publications-and-media/speeches/enhancing-trust-europes-payment-ecosystem">EBA</source></item><item><title>The EBA classifies USDC as the first significant e-money token in the European Union</title><link>https://neuralherald.com/en/n/2026-10-14-the-eba-classifies-usdc-as-the-first-significant-e-money-token-in-the-cb8e1e.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-classifies-usdc-first-significant-e-money-token-european-union</guid><pubDate>Wed, 14 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>The EBA has classified USDC, issued by Circle Internet Financial Europe, as a significant e-money token (EMT) under MiCA, the first of the 45 notified in the EU. It moves to dual supervision: the EBA takes over own funds, reserve of assets, liquidity and recovery and redemption plans, while the ACPR keeps the rest.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-classifies-usdc-first-significant-e-money-token-european-union">EBA</source></item><item><title>European Supervisory Authorities set priorities for 2027</title><link>https://neuralherald.com/en/n/2026-10-13-european-supervisory-authorities-set-priorities-for-2027-6de001.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/european-supervisory-authorities-set-priorities-2027</guid><pubDate>Tue, 13 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>The Joint Committee of the EBA, EIOPA and ESMA publishes its 2027 work programme, prioritising digital operational resilience (DORA), technological innovation and artificial intelligence, sustainable finance, securitisation, consumer protection and cross-sectoral risks, within the simplification agenda.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/european-supervisory-authorities-set-priorities-2027">EBA</source></item><item><title>The EBA releases the final technical package for release 4.4 of its reporting and Pillar 3 disclosure framework</title><link>https://neuralherald.com/en/n/2026-10-12-the-eba-releases-the-final-technical-package-for-release-4-4-of-its-re-053575.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-releases-final-technical-package-release-44-its-reporting-and-pillar-3-disclosure-framework</guid><pubDate>Mon, 12 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>The EBA publishes the final technical package (phase 1) of release 4.4 of its reporting framework, with the data point model (DPM), validation rules and XBRL taxonomies for IFRS 18-compliant reporting and new Pillar 3 ESG risk disclosures. Phase 2, in early 2027, will implement the major simplification of supervisory reporting.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-releases-final-technical-package-release-44-its-reporting-and-pillar-3-disclosure-framework">EBA</source></item><item><title>The EBA publishes Final Report on draft amendments to technical standards on prudential requirements for central securities depositories</title><link>https://neuralherald.com/en/n/2026-10-12-the-eba-publishes-final-report-on-draft-amendments-to-technical-standa-263753.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-publishes-final-report-draft-amendments-technical-standards-prudential-requirements-central</guid><pubDate>Mon, 12 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>The EBA publishes its final report amending the RTS on prudential requirements for central securities depositories (CSDs) and designated credit institutions offering banking-type ancillary services. The changes respond to the CSDR Refit, which allows banking CSDs to provide such services to other CSDs.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-publishes-final-report-draft-amendments-technical-standards-prudential-requirements-central">EBA</source></item><item><title>Regulatory Technical Standards on prudential requirements for central securities depositories (CSDs) designated credit institutions offering &#x27;banking-type ancillary services&#x27;</title><link>https://neuralherald.com/en/n/2026-10-12-regulatory-technical-standards-on-prudential-requirements-for-central-de3cc4.html</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-10/2500fd3b-78b4-4ebc-9316-0c8e209047a4/Final%20Report%20Amending%20RTS%20on%20Prudential%20Requirements%20CSDR.pdf</guid><pubDate>Mon, 12 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Rules</category><description>The EBA publishes its final report amending the RTS on prudential requirements for central securities depositories (CSDs) and designated credit institutions offering banking-type ancillary services. The changes respond to the CSDR Refit, which allows banking CSDs to provide such services to other CSDs.</description><source url="https://www.eba.europa.eu/sites/default/files/2026-10/2500fd3b-78b4-4ebc-9316-0c8e209047a4/Final%20Report%20Amending%20RTS%20on%20Prudential%20Requirements%20CSDR.pdf">EBA</source></item><item><title>EBA CRR3/CRD6 dashboard shows banks maintain capital levels well above minimum requirements under the fully loaded Basel III framework</title><link>https://neuralherald.com/en/n/2026-10-09-eba-crr3-crd6-dashboard-shows-banks-maintain-capital-levels-well-above-f9945f.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-crr3crd6-dashboard-shows-banks-maintain-capital-levels-well-above-minimum-requirements-under</guid><pubDate>Fri, 09 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>The EBA CRR3/CRD6 dashboard with Q2 2026 data (129 banks) projects an average CET1 ratio of 15.1% under the fully loaded Basel III framework, despite a higher output floor impact. The increase in Tier 1 minimum required capital rises to 6.0%, from 5.1% estimated with Q4 2025 data.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-crr3crd6-dashboard-shows-banks-maintain-capital-levels-well-above-minimum-requirements-under">EBA</source></item><item><title>A sense of urgency, commitment and hope for Europe&#x27;s banking sector</title><link>https://neuralherald.com/en/n/2026-10-07-a-sense-of-urgency-commitment-and-hope-for-europe-s-banking-sector-f6bb0a.html</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-10/a979be24-c981-4f2c-8ba9-e6201022e81c/A%20sense%20of%20urgency%2C%20commitment%20and%20hope%20for%20Europe%E2%80%99s%20banking%20sector.pdf</guid><pubDate>Wed, 07 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Other</category><description>Speech by EBA Chair François-Louis Michaud at the 17th FMA Supervisory Conference (Vienna). He combines a sense of urgency about geopolitical risks, European banks&#x27; loss of scale and cyber threats with the EBA&#x27;s commitment to simplify the prudential framework without losing resilience.</description><source url="https://www.eba.europa.eu/sites/default/files/2026-10/a979be24-c981-4f2c-8ba9-e6201022e81c/A%20sense%20of%20urgency%2C%20commitment%20and%20hope%20for%20Europe%E2%80%99s%20banking%20sector.pdf">EBA</source></item><item><title>A sense of urgency, commitment and hope for Europe&#x27;s banking sector</title><link>https://neuralherald.com/en/n/2026-10-05-a-sense-of-urgency-commitment-and-hope-for-europe-s-banking-sector-9736c5.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/speeches/sense-urgency-commitment-and-hope-europes-banking-sector</guid><pubDate>Mon, 05 Oct 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Speeches</category><description>Speech by EBA Chair François-Louis Michaud at the 17th FMA Supervisory Conference (Vienna). He combines a sense of urgency about geopolitical risks, European banks&#x27; loss of scale and cyber threats with the EBA&#x27;s commitment to simplify the prudential framework without losing resilience.</description><source url="https://www.eba.europa.eu/publications-and-media/speeches/sense-urgency-commitment-and-hope-europes-banking-sector">EBA</source></item><item><title>The EBA publishes its 2027 Work Programme</title><link>https://neuralherald.com/en/n/2026-09-30-the-eba-publishes-its-2027-work-programme-ec8579.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-publishes-its-2027-work-programme</guid><pubDate>Wed, 30 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>The EBA publishes its 2027 work programme, built around three drivers: efficiency, resilience and transformation. It is the first step in a medium-term strategy to become a next-generation regulator, a supervisor at new frontiers and a service provider to the supervisory community.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-publishes-its-2027-work-programme">EBA</source></item><item><title>Statement by the EBA Chair François-Louis Michaud at the ordinary meeting of the Committee on Economic and Monetary Affairs (ECON) of the European Parliament</title><link>https://neuralherald.com/en/n/2026-09-28-statement-by-the-eba-chair-francois-louis-michaud-at-the-ordinary-meet-4edb97.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/speeches/statement-eba-chair-francois-louis-michaud-ordinary-meeting-committee-economic-and-monetary-affairs</guid><pubDate>Mon, 28 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Speeches</category><description>Written statement by EBA Chair François-Louis Michaud at his first hearing before the European Parliament&#x27;s ECON committee. He highlights the strength of EU banks, warns of their loss of global weight and the fragmentation of retail banking, and backs the Commission&#x27;s competitiveness agenda.</description><source url="https://www.eba.europa.eu/publications-and-media/speeches/statement-eba-chair-francois-louis-michaud-ordinary-meeting-committee-economic-and-monetary-affairs">EBA</source></item><item><title>Speech - 2026 EBA Chair ECON</title><link>https://neuralherald.com/en/n/2026-09-28-speech-2026-eba-chair-econ-7b158b.html</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/289583e3-28c5-42fa-8040-5d12f5fe6327/Speech%20-%202026%20EBA%20Chair%20ECON%20%281%29.pdf</guid><pubDate>Mon, 28 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Speeches</category><description>Written statement by EBA Chair François-Louis Michaud at his first hearing before the European Parliament&#x27;s ECON committee. He highlights the strength of EU banks, warns of their loss of global weight and the fragmentation of retail banking, and backs the Commission&#x27;s competitiveness agenda.</description><source url="https://www.eba.europa.eu/sites/default/files/2026-09/289583e3-28c5-42fa-8040-5d12f5fe6327/Speech%20-%202026%20EBA%20Chair%20ECON%20%281%29.pdf">EBA</source></item><item><title>EU/EEA banks display strength amid a challenging risk environment</title><link>https://neuralherald.com/en/n/2026-09-25-eu-eea-banks-display-strength-amid-a-challenging-risk-environment-b4f038.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eueea-banks-display-strength-amid-challenging-risk-environment</guid><pubDate>Fri, 25 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>The EBA Risk Dashboard for Q2 2026 shows a solid EU/EEA banking sector in a very uncertain environment: ample capital and liquidity, growing lending with sound asset quality and high profitability. The EBA calls for monitoring geopolitical tensions and high valuations linked to AI financing.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eueea-banks-display-strength-amid-challenging-risk-environment">EBA</source></item><item><title>The EBA consults on revised technical standards for joint decisions on institution-specific capital and liquidity requirements</title><link>https://neuralherald.com/en/n/2026-09-25-the-eba-consults-on-revised-technical-standards-for-joint-decisions-on-06f3ae.html</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-consults-revised-technical-standards-joint-decisions-institution-specific-capital-and-liquidity</guid><pubDate>Fri, 25 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><description>The EBA launches a public consultation on revising the ITS governing supervisory colleges&#x27; joint decision process on institution-specific prudential requirements (Article 113 CRD). It aims to simplify the process and align it with the revised SREP and current supervisory practice.</description><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-consults-revised-technical-standards-joint-decisions-institution-specific-capital-and-liquidity">EBA</source></item><item><title>Consultation Paper on revised ITS on conditions of application of the joint decision process for institution-specific prudential requirements</title><link>https://neuralherald.com/en/n/2026-09-25-consultation-paper-on-revised-its-on-conditions-of-application-of-the-a9facc.html</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/65dc7659-0fc5-4ec3-99ae-0baf47dd5671/Consultation%20Paper%20on%20revised%20ITS%20on%20conditions%20of%20application%20of%20the%20joint%20decision%20process%20for%20institution-specific%20prudential%20requirements.pdf</guid><pubDate>Fri, 25 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Consultations</category><description>The EBA launches a public consultation on revising the ITS governing supervisory colleges&#x27; joint decision process on institution-specific prudential requirements (Article 113 CRD). It aims to simplify the process and align it with the revised SREP and current supervisory practice.</description><source url="https://www.eba.europa.eu/sites/default/files/2026-09/65dc7659-0fc5-4ec3-99ae-0baf47dd5671/Consultation%20Paper%20on%20revised%20ITS%20on%20conditions%20of%20application%20of%20the%20joint%20decision%20process%20for%20institution-specific%20prudential%20requirements.pdf">EBA</source></item><item><title>Risk Dashboard Q2 2026</title><link>https://neuralherald.com/en/n/2026-09-25-risk-dashboard-q2-2026-54f0d9.html</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/26394108-1837-4b5b-bce2-fba1d3c574b1/EBA%20Dashboard%20-%20Q2%202026.pdf</guid><pubDate>Fri, 25 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Reports</category><description>The EBA Risk Dashboard for Q2 2026 shows a solid EU/EEA banking sector in a very uncertain environment: ample capital and liquidity, growing lending with sound asset quality and high profitability. The EBA calls for monitoring geopolitical tensions and high valuations linked to AI financing.</description><source url="https://www.eba.europa.eu/sites/default/files/2026-09/26394108-1837-4b5b-bce2-fba1d3c574b1/EBA%20Dashboard%20-%20Q2%202026.pdf">EBA</source></item><item><title>The EBA identifies priorities for the review of MiCA</title><link>https://www.eba.europa.eu/publications-and-media/press-releases/eba-identifies-priorities-review-mica</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-identifies-priorities-review-mica</guid><pubDate>Thu, 24 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-identifies-priorities-review-mica">EBA</source></item><item><title>EBA response to EC targeted consultation on MiCA review</title><link>https://www.eba.europa.eu/sites/default/files/2026-09/12cb4f01-0d51-46bf-a561-165ac486698f/EBA%20response%20to%20EC%20targeted%20consultation%20on%20MiCA%20review.pdf</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/12cb4f01-0d51-46bf-a561-165ac486698f/EBA%20response%20to%20EC%20targeted%20consultation%20on%20MiCA%20review.pdf</guid><pubDate>Thu, 24 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Consultations</category><source url="https://www.eba.europa.eu/sites/default/files/2026-09/12cb4f01-0d51-46bf-a561-165ac486698f/EBA%20response%20to%20EC%20targeted%20consultation%20on%20MiCA%20review.pdf">EBA</source></item><item><title>CfA Assessment of private credit activities and exposures of EU banks and Non-Bank Financial Intermediaries</title><link>https://www.eba.europa.eu/sites/default/files/2026-09/bd7199ea-b953-4bd9-bcc8-4851feefa983/20260917_CfA_Private%20Credit_Annex.pdf</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/bd7199ea-b953-4bd9-bcc8-4851feefa983/20260917_CfA_Private%20Credit_Annex.pdf</guid><pubDate>Thu, 24 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Other</category><source url="https://www.eba.europa.eu/sites/default/files/2026-09/bd7199ea-b953-4bd9-bcc8-4851feefa983/20260917_CfA_Private%20Credit_Annex.pdf">EBA</source></item><item><title>ESAs call for vigilance over external dependencies, cyber threats and private credit risks</title><link>https://www.eba.europa.eu/publications-and-media/press-releases/esas-call-vigilance-over-external-dependencies-cyber-threats-and-private-credit-risks</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/esas-call-vigilance-over-external-dependencies-cyber-threats-and-private-credit-risks</guid><pubDate>Wed, 23 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><source url="https://www.eba.europa.eu/publications-and-media/press-releases/esas-call-vigilance-over-external-dependencies-cyber-threats-and-private-credit-risks">EBA</source></item><item><title>Building a strong, simple, and efficient financial system for Europe</title><link>https://www.eba.europa.eu/publications-and-media/speeches/building-strong-simple-and-efficient-financial-system-europe</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/speeches/building-strong-simple-and-efficient-financial-system-europe</guid><pubDate>Wed, 23 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Speeches</category><source url="https://www.eba.europa.eu/publications-and-media/speeches/building-strong-simple-and-efficient-financial-system-europe">EBA</source></item><item><title>Joint Committee updates on risks and vulnerabilities (Autumn 2026)</title><link>https://www.eba.europa.eu/sites/default/files/2026-09/ef331e5c-7bdc-488f-adc8-ca6286530ea0/JC%20Update%20on%20Risks%20and%20Vulnerabilities%20Autumn%202026%29.pdf</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/ef331e5c-7bdc-488f-adc8-ca6286530ea0/JC%20Update%20on%20Risks%20and%20Vulnerabilities%20Autumn%202026%29.pdf</guid><pubDate>Wed, 23 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Other</category><source url="https://www.eba.europa.eu/sites/default/files/2026-09/ef331e5c-7bdc-488f-adc8-ca6286530ea0/JC%20Update%20on%20Risks%20and%20Vulnerabilities%20Autumn%202026%29.pdf">EBA</source></item><item><title>Building a strong, simple, and efficient financial system for Europe</title><link>https://www.eba.europa.eu/sites/default/files/2026-09/6bf8d513-e78f-48bc-80c9-a45cee7933c3/Building%20a%20strong%2C%20simple%2C%20and%20efficient%20financial%20system%20for%20Europe.pdf</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/6bf8d513-e78f-48bc-80c9-a45cee7933c3/Building%20a%20strong%2C%20simple%2C%20and%20efficient%20financial%20system%20for%20Europe.pdf</guid><pubDate>Wed, 23 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Other</category><source url="https://www.eba.europa.eu/sites/default/files/2026-09/6bf8d513-e78f-48bc-80c9-a45cee7933c3/Building%20a%20strong%2C%20simple%2C%20and%20efficient%20financial%20system%20for%20Europe.pdf">EBA</source></item><item><title>Letter Call for advice to the ESAs on Private Credit</title><link>https://www.eba.europa.eu/sites/default/files/2026-09/393a5c79-f1a9-4c7a-a258-87b9d5563d95/CfA_Letter_FISMA_final.pdf</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/393a5c79-f1a9-4c7a-a258-87b9d5563d95/CfA_Letter_FISMA_final.pdf</guid><pubDate>Tue, 22 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Other</category><source url="https://www.eba.europa.eu/sites/default/files/2026-09/393a5c79-f1a9-4c7a-a258-87b9d5563d95/CfA_Letter_FISMA_final.pdf">EBA</source></item><item><title>Final report on Guidelines on the sound management of third-party risk related to non-ICT services</title><link>https://www.eba.europa.eu/sites/default/files/2026-09/dc9ccbb3-79b9-493d-b693-c21adeffbcc9/Final%20report%20on%20GL%20on%20third-party%20risk%20management.pdf</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/dc9ccbb3-79b9-493d-b693-c21adeffbcc9/Final%20report%20on%20GL%20on%20third-party%20risk%20management.pdf</guid><pubDate>Mon, 21 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Rules</category><source url="https://www.eba.europa.eu/sites/default/files/2026-09/dc9ccbb3-79b9-493d-b693-c21adeffbcc9/Final%20report%20on%20GL%20on%20third-party%20risk%20management.pdf">EBA</source></item><item><title>The EBA publishes its final Guidelines on the management of third-party risk, delivering a more proportionate and consistent framework aligned with DORA</title><link>https://www.eba.europa.eu/publications-and-media/press-releases/eba-publishes-its-final-guidelines-management-third-party-risk-delivering-more-proportionate-and</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-publishes-its-final-guidelines-management-third-party-risk-delivering-more-proportionate-and</guid><pubDate>Fri, 18 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-publishes-its-final-guidelines-management-third-party-risk-delivering-more-proportionate-and">EBA</source></item><item><title>Notification on compensation case relating to Directive 2014_49_EU on deposit guarantee schemes</title><link>https://www.eba.europa.eu/sites/default/files/2026-09/5ceb1c1f-3982-4157-a570-b9c8a1489c41/Notification%20on%20compensation%20case%20relating%20to%20Directive%202014_49_EU%20on%20deposit%20guarantee%20schemes%20%281%29.pdf</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/5ceb1c1f-3982-4157-a570-b9c8a1489c41/Notification%20on%20compensation%20case%20relating%20to%20Directive%202014_49_EU%20on%20deposit%20guarantee%20schemes%20%281%29.pdf</guid><pubDate>Fri, 18 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Other</category><source url="https://www.eba.europa.eu/sites/default/files/2026-09/5ceb1c1f-3982-4157-a570-b9c8a1489c41/Notification%20on%20compensation%20case%20relating%20to%20Directive%202014_49_EU%20on%20deposit%20guarantee%20schemes%20%281%29.pdf">EBA</source></item><item><title>Decision concerning the MiCA reporting platform</title><link>https://www.eba.europa.eu/sites/default/files/2026-09/04ef40ac-96bd-49c8-8196-b3775ca17e3c/EBA%20DC%20579_%20Decision%20on%20MICAR%20reporting%20platform-signed-ts%20%281%29.pdf</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/04ef40ac-96bd-49c8-8196-b3775ca17e3c/EBA%20DC%20579_%20Decision%20on%20MICAR%20reporting%20platform-signed-ts%20%281%29.pdf</guid><pubDate>Thu, 17 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Rules</category><source url="https://www.eba.europa.eu/sites/default/files/2026-09/04ef40ac-96bd-49c8-8196-b3775ca17e3c/EBA%20DC%20579_%20Decision%20on%20MICAR%20reporting%20platform-signed-ts%20%281%29.pdf">EBA</source></item><item><title>European Parliament confirms Thomas Gstädtner as Executive Director of the EBA</title><link>https://www.eba.europa.eu/publications-and-media/press-releases/european-parliament-confirms-thomas-gstadtner-executive-director-eba</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/european-parliament-confirms-thomas-gstadtner-executive-director-eba</guid><pubDate>Wed, 16 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><source url="https://www.eba.europa.eu/publications-and-media/press-releases/european-parliament-confirms-thomas-gstadtner-executive-director-eba">EBA</source></item><item><title>DORA incident reporting - Operational Instructions</title><link>https://www.eba.europa.eu/sites/default/files/2026-09/3039fc09-0b6e-4468-99bb-e27ae88bcf85/DORA%20IR%20-%20Operational%20Instructions_for%20publication%20%281%29.pdf</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/3039fc09-0b6e-4468-99bb-e27ae88bcf85/DORA%20IR%20-%20Operational%20Instructions_for%20publication%20%281%29.pdf</guid><pubDate>Wed, 16 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Reports</category><source url="https://www.eba.europa.eu/sites/default/files/2026-09/3039fc09-0b6e-4468-99bb-e27ae88bcf85/DORA%20IR%20-%20Operational%20Instructions_for%20publication%20%281%29.pdf">EBA</source></item><item><title>The EBA publishes updated list of validation rules as part of its regular quarterly reporting frameworks update</title><link>https://www.eba.europa.eu/publications-and-media/press-releases/eba-publishes-updated-list-validation-rules-part-its-regular-quarterly-reporting-frameworks-update</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-publishes-updated-list-validation-rules-part-its-regular-quarterly-reporting-frameworks-update</guid><pubDate>Mon, 14 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-publishes-updated-list-validation-rules-part-its-regular-quarterly-reporting-frameworks-update">EBA</source></item><item><title>The EBA responds to the European Commission’s non-adoption of draft amending technical standards on prior permission</title><link>https://www.eba.europa.eu/publications-and-media/press-releases/eba-responds-european-commissions-non-adoption-draft-amending-technical-standards-prior-permission</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/press-releases/eba-responds-european-commissions-non-adoption-draft-amending-technical-standards-prior-permission</guid><pubDate>Wed, 09 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Press releases</category><source url="https://www.eba.europa.eu/publications-and-media/press-releases/eba-responds-european-commissions-non-adoption-draft-amending-technical-standards-prior-permission">EBA</source></item><item><title>Letter from EC on EBA submission of RTS amending Commission Delegated Regulation (EU) No 241/2014</title><link>https://www.eba.europa.eu/sites/default/files/2026-09/0b03b060-3a85-4dc1-a903-ad2efa0ef7ba/3%20months%20letter%20RTS%20OFs-ELs.pdf</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/0b03b060-3a85-4dc1-a903-ad2efa0ef7ba/3%20months%20letter%20RTS%20OFs-ELs.pdf</guid><pubDate>Wed, 09 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Rules</category><source url="https://www.eba.europa.eu/sites/default/files/2026-09/0b03b060-3a85-4dc1-a903-ad2efa0ef7ba/3%20months%20letter%20RTS%20OFs-ELs.pdf">EBA</source></item><item><title>EBA letter to EC on Non-adoption of EBA’s Draft Regulatory Technical Standards amending Commission Delegated Regulation (EU) No 241/2014</title><link>https://www.eba.europa.eu/sites/default/files/2026-09/9e2f87d4-c236-4533-a6dd-72a7c8076011/2026%2009%2008%20EBA%20reply%20letter%20to%20EC.pdf</link><guid isPermaLink="false">https://www.eba.europa.eu/sites/default/files/2026-09/9e2f87d4-c236-4533-a6dd-72a7c8076011/2026%2009%2008%20EBA%20reply%20letter%20to%20EC.pdf</guid><pubDate>Wed, 09 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Rules</category><source url="https://www.eba.europa.eu/sites/default/files/2026-09/9e2f87d4-c236-4533-a6dd-72a7c8076011/2026%2009%2008%20EBA%20reply%20letter%20to%20EC.pdf">EBA</source></item><item><title>François-Louis Michaud&#x27;s interview with Irish Independent: Banks should be less ‘skittish’ about lending to boost economic growth, says top EU regulator</title><link>https://www.eba.europa.eu/publications-and-media/interviews/francois-louis-michauds-interview-irish-independent-banks-should-be-less-skittish-about-lending</link><guid isPermaLink="false">https://www.eba.europa.eu/publications-and-media/interviews/francois-louis-michauds-interview-irish-independent-banks-should-be-less-skittish-about-lending</guid><pubDate>Thu, 03 Sep 2026 08:00:00 -0000</pubDate><category>EBA</category><category>Speeches</category><source url="https://www.eba.europa.eu/publications-and-media/interviews/francois-louis-michauds-interview-irish-independent-banks-should-be-less-skittish-about-lending">EBA</source></item></channel></rss>
