https://neuralherald.com/bde.htmlBank of Spain: Regulators and markets · read and summarised every morningen-gbFri, 13 Nov 2026 11:40:04 +0100https://neuralherald.com/og.pnghttps://neuralherald.com/bde.htmlhttps://neuralherald.com/en/n/2026-11-10-gobernador-icmb-europe-in-the-new-geopolitical-landscape-3da9be.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/intervenciones-publicas/gobernador-icmb-europe-in-the-new-geopolitical-landscape.htmlTue, 10 Nov 2026 08:00:00 -0000Bank of SpainSpeechesLecture by Governor José Luis Escrivá at the ICMB (Geneva) on Europe in the new geopolitical context. He argues that four transformations (geoeconomic rivalry, climate change and the energy transition, the AI revolution and new demographics) are testing the European model, and that the response is not to copy other powers but to scale up Europe's strengths at continental level. The published material is the presentation (slides).Bank of Spainhttps://neuralherald.com/en/n/2026-11-10-circular-1-2026-de-21-de-octubre-3729e7.htmlhttps://www.bde.es/wbe/es/areas-actuacion/normativa/circulares-banco-de-espana/circulares-banco-espana-indice-cronologico/2026/circular-12026-de-21-de-octubre.htmlTue, 10 Nov 2026 08:00:00 -0000Bank of SpainRulesNew circular on the Central Credit Register (CIR) that consolidates its entire regime into a single text and repeals Circular 1/2013, which had been amended fourteen times. It incorporates the change made by Order ECM/531/2026 (which reinstated what the Supreme Court had annulled in Order ETD/699/2020): the exemption threshold for individual reporting falls from €3,000 to €1,000.Bank of Spainhttps://neuralherald.com/en/n/2026-11-04-el-acceso-a-la-financiacion-bancaria-siguio-mejorando-en-el-tercer-tri-dbc432.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/notas-banco-espana/el-acceso-a-la-financiacion-bancaria-siguio-mejorando-en-el-tercer-trimestre-de-2026-aunque-la-mejora-fue-muy-leve-y-menor-que-en-el-trimestre-anterior.htmlWed, 04 Nov 2026 08:00:00 -0000Bank of SpainPress releasesResults for Spain of the ECB's SAFE survey on firms' access to finance (third quarter of 2026). Access to bank credit continued to improve, but only very slightly, while corporate profits fall and lending rates rise for the third consecutive quarter.Bank of Spainhttps://neuralherald.com/en/n/2026-11-03-gobernador-2026-santander-international-banking-conference-87582d.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/gobernador-2026-santander-international-banking-conference.htmlTue, 03 Nov 2026 08:00:00 -0000Bank of SpainSpeechesSpeech in English by Governor José Luis Escrivá at the 2026 Santander International Banking Conference, under the theme Powering growth, building resilience. The Bank of Spain has published only the video of the speech, with no text.Bank of Spainhttps://neuralherald.com/en/n/2026-11-02-gobernador-barcelona-2026-world-in-progress-bancos-centrales-independe-cf6120.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/gobernador-barcelona-2026-world-in-progress-bancos-centrales-independencia-estabilidad-y-crecimiento.htmlMon, 02 Nov 2026 08:00:00 -0000Bank of SpainSpeechesGovernor José Luis Escrivá took part in the panel Central banks: independence, stability and growth at the Barcelona 2026 World in Progress forum. The Bank of Spain has published only the video, with no text of his remarks.Bank of Spainhttps://neuralherald.com/en/n/2026-10-30-documentos-ocasionales-2625-measuring-euro-area-inflation-risk-with-op-a2cc57.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-ocasionales/measuring-euro-area-inflation-risk-with-options-market-implied-distribution-and-balance-of-risks.htmlFri, 30 Oct 2026 08:00:00 -0000Bank of SpainReportsOccasional Paper developing a framework to extract from inflation options the probability distribution of future euro area inflation, at spot and forward horizons. A parametric model (SABR) and a non-parametric estimator deliver very similar results in skewness, kurtosis and tail risks.Bank of Spainhttps://neuralherald.com/en/n/2026-10-30-circular-1-2026-de-21-de-octubre-del-banco-de-espana-sobre-la-central-0d2b48.htmlhttps://app.bde.es/clf_www/leyes.jsp?id=260032&tipoEnt=0Fri, 30 Oct 2026 08:00:00 -0000Bank of SpainRulesThe Official State Gazette publishes Bank of Spain Circular 1/2026, which comprehensively regulates the Central Credit Register (CCR) and repeals Circular 1/2013, amended fourteen times. Besides consolidating the regime, it incorporates the cut in the threshold for exemption from loan-by-loan reporting from EUR 3,000 to EUR 1,000 set out in Order ECM/531/2026.Bank of Spainhttps://neuralherald.com/en/n/2026-10-28-documentos-ocasionales-2624-el-uso-de-la-inteligencia-artificial-por-p-f5d7bd.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-ocasionales/el-uso-de-la-inteligencia-artificial-por-parte-de-las-empresas-espanolas-avances-recientes-y-factores-asociados-a-su-uso.htmlWed, 28 Oct 2026 08:00:00 -0000Bank of SpainReportsOccasional Paper using the Bank of Spain Business Activity Survey to analyse the adoption of artificial intelligence by Spanish firms between 2024 and 2026. Use has doubled among SMEs, to 30%-35%, compared with around 70% among large firms, and the impact on employment remains limited.Bank of Spainhttps://neuralherald.com/en/n/2026-10-28-asi-adoptan-la-ia-las-empresas-espanolas-como-ven-el-impacto-actual-y-326248.htmlhttps://www.bde.es/wbe/es/noticias-eventos/blog/asi-adoptan-la-ia-las-empresas-espanolas-como-ven-el-impacto-actual-y-a-futuro.htmlWed, 28 Oct 2026 08:00:00 -0000Bank of SpainArticlesBank of Spain blog post explaining how Spanish firms are adopting AI. Uptake is similar to the European average, at around 20% of firms with ten or more employees according to Eurostat, but SMEs lag behind; more than a quarter of users see productivity and investment gains, with little effect on employment so far.Bank of Spainhttps://neuralherald.com/en/n/2026-10-27-la-oferta-de-credito-se-endurecio-de-nuevo-en-el-tercer-trimestre-de-2-67772a.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/notas-banco-espana/la-oferta-de-credito-se-endurecio-de-nuevo-en-el-tercer-trimestre-de-2026-y-la-demanda-siguio-reduciendose.htmlTue, 27 Oct 2026 08:00:00 -0000Bank of SpainPress releasesAccording to the Bank Lending Survey for the third quarter of 2026, terms on new loans tightened owing to higher interest rates and demand fell in all three segments, most sharply in mortgages. Credit standards remained stable except for consumer lending, where they tightened slightly.Bank of Spainhttps://neuralherald.com/en/n/2026-10-27-documentos-ocasionales-2623-the-ai-investment-boom-capital-formation-f-3f45aa.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-ocasionales/the-ai-investment-boom-capital-formation-financing-structures-interconnections-and-vulnerabilities.htmlTue, 27 Oct 2026 08:00:00 -0000Bank of SpainReportsOccasional Paper analysing how the artificial intelligence investment boom is being financed and the growing role of private markets. Large AI companies have sharply increased co-investments with non-bank financial intermediaries, especially private equity, and the web of interconnections may amplify vulnerabilities.Bank of Spainhttps://neuralherald.com/en/n/2026-10-26-el-efectivo-mantiene-su-importancia-como-medio-de-pago-y-refugio-ante-d15534.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/notas-banco-espana/el-efectivo-mantiene-su-importancia-como-medio-de-pago-y-refugio-ante-imprevistos-y-fallos-electronicos.htmlMon, 26 Oct 2026 08:00:00 -0000Bank of SpainPress releasesThe Bank of Spain's 2026 Study on Cash Usage Habits shows that cash remains the main means of payment in shops for 57% of the population, while mobile devices rose from 15% to 18% and physical cards fell from 27% to 25%. Some 92% reject a cashless society.Bank of Spainhttps://neuralherald.com/en/n/2026-10-23-el-banco-de-espana-y-el-banco-de-portugal-refuerzan-la-cooperacion-en-d7f420.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/notas-banco-espana/el-banco-de-espana-y-el-banco-de-portugal-refuerzan-la-cooperacion-en-migracion-a-la-criptografia-cuantica-y-riesgos-de-ciberseguridad.htmlFri, 23 Oct 2026 08:00:00 -0000Bank of SpainPress releasesThe Bank of Spain and Banco de Portugal have signed a memorandum of understanding to roll out a cooperation programme on post-quantum cryptography. Both believe an uncoordinated migration to quantum-resistant technologies could create systemic risks for the financial sector.Bank of Spainhttps://neuralherald.com/en/n/2026-10-23-el-banco-de-espana-lanza-un-programa-piloto-de-intercambio-de-informac-24db36.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/notas-banco-espana/el-banco-de-espana-lanza-un-programa-piloto-de-intercambio-de-informacion-con-empresas-para-reforzar-su-sistema-de-evaluacion-crediticia.htmlFri, 23 Oct 2026 08:00:00 -0000Bank of SpainPress releasesThe Bank of Spain has launched a pilot programme to exchange information with large firms and strengthen its in-house credit assessment system, ICAS BE. Until now it relied only on its own databases and public sources and was used solely to assess loans pledged as Eurosystem collateral.Bank of Spainhttps://neuralherald.com/en/n/2026-10-23-documentos-ocasionales-2622-climate-risk-and-sustainable-finance-bridg-e1a92c.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-ocasionales/climate-risk-and-sustainable-finance-bridging-policy-research-and-practice.htmlFri, 23 Oct 2026 08:00:00 -0000Bank of SpainReportsOccasional Paper, published jointly with Funcas's Papeles de Energía journal, collecting contributions to the conference on climate risk and sustainable finance organised in March 2026 by the Bank of Spain with the NGFS, CETEx and the London School of Economics. It brings together supervisors, academics and experts, including Frank Elderson and Soledad Núñez.Bank of Spainhttps://neuralherald.com/en/n/2026-10-22-seminario-conjunto-banco-de-espana-banco-de-portugal-sobre-integracion-00e7c1.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/seminario-iberico2026.htmlThu, 22 Oct 2026 08:00:00 -0000Bank of SpainPress releasesThe Bank of Spain and Banco de Portugal held a seminar in Lisbon on Iberian economic integration, where they presented the joint Occasional Paper Perspectives on Iberian Economic Integration. Spain and Portugal are highly integrated in goods trade and the electricity market, but much less so in services.Bank of Spainhttps://neuralherald.com/en/n/2026-10-20-gobernador-uclm-las-cooperativas-de-credito-en-el-sistema-bancario-esp-0e850f.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/gobernador-uclm-las-cooperativas-de-credito-en-el-sistema-bancario-espanol.htmlTue, 20 Oct 2026 08:00:00 -0000Bank of SpainSpeechesPresentation by Governor José Luis Escrivá on credit cooperatives at the University of Castilla-La Mancha. With around 10% of loans and deposits, they account for a quarter of branches and a third of agricultural lending, have gained some 250 basis points of market share in a decade and have tripled their profits since 2021.Bank of Spainhttps://neuralherald.com/en/n/2026-10-20-informe-de-economia-latinoamericana-segundo-semestre-de-2026-e408fb.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/informe-de-economia-latinoamericana/segundo-semestre-de-2026-actualizacion.htmlTue, 20 Oct 2026 08:00:00 -0000Bank of SpainReportsThe Report on the Latin American economy for the second half of 2026 highlights the region's resilience to geopolitical and trade tensions and higher energy prices, albeit with modest growth prospects, persistent core inflation and fiscal vulnerabilities. The 2026 growth forecast edges down from 2.2% to 2%.Bank of Spainhttps://neuralherald.com/en/n/2026-10-19-documentos-ocasionales-2620-determinantes-de-la-modalidad-del-tipo-de-fd8c77.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-ocasionales/determinantes-de-la-modalidad-del-tipo-de-interes-de-las-hipotecas-y-evolucion-de-sus-margenes-durante-el-periodo-de-endurecimiento-de-la-politica-monetaria-2022-2023.htmlMon, 19 Oct 2026 08:00:00 -0000Bank of SpainReportsOccasional Paper examining why fixed-rate mortgages have gone from a minority to the dominant product in Spain and how margins evolved during the 2022-2023 monetary tightening. Supply factors linked to banks explain more than demand factors, and larger banks are more inclined to lend at fixed rates.Bank of Spainhttps://neuralherald.com/en/n/2026-10-18-articulo-del-dg-de-economia-en-el-mundo-actualidad-economica-hall-y-wo-6fccdb.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/articulos-entrevistas-alta-administracion/articulo-del-dg-de-economia-en-el-mundo-actualidad-economica-hall-y-woodford-expectativas-y-estabilizacion-del-ciclo-economico.htmlSun, 18 Oct 2026 08:00:00 -0000Bank of SpainRulesArticle by David López Salido, the Bank of Spain's Director General of Economics, in El Mundo/Actualidad Económica on the contributions of Robert E. Hall and Michael Woodford, winners of the 2026 Nobel Prize in Economics. He explains how household and business expectations shape consumption, price-setting and the effectiveness of stabilisation policies.Bank of Spainhttps://neuralherald.com/en/n/2026-10-16-documentos-de-trabajo-2639-land-concentration-and-large-renewable-ener-6fcc0c.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-trabajo/land-concentration-and-large-renewable-energy-projects.htmlFri, 16 Oct 2026 08:00:00 -0000Bank of SpainReportsWorking Paper showing, with data from six European countries, that concentrated land ownership facilitates the deployment of mega solar PV plants. A one standard deviation rise in concentration increases expected solar hectares by 62%, while the effect on wind farms is weaker.Bank of Spainhttps://neuralherald.com/en/n/2026-10-16-reglamento-de-ejecucion-ue-2026-2354-de-la-comision-de-16-de-octubre-d-b05bde.htmlhttps://app.bde.es/clf_www/leyes.jsp?id=259512&tipoEnt=0Fri, 16 Oct 2026 08:00:00 -0000Bank of SpainRulesCommission Implementing Regulation (EU) 2026/2354 sets common formats for submitting beneficial ownership information to central registers, under Anti-Money Laundering Directive (EU) 2024/1640. It includes a checklist of minimum requirements without which submissions must not be accepted.Bank of Spainhttps://neuralherald.com/en/n/2026-10-15-el-banco-de-espana-analiza-en-valladolid-las-proyecciones-macroeconomi-e9f9b2.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/notas-banco-espana/el-banco-de-espana-analiza-en-valladolid-las-proyecciones-macroeconomicas-con-los-agentes-sociales-y-la-comunidad-academica-.htmlThu, 15 Oct 2026 08:00:00 -0000Bank of SpainPress releasesDirector General of Economics David López Salido presented the Bank of Spain's projections at the University of Valladolid: GDP will grow by 2.6% in 2026 and 2.2% in 2027, 0.3 and 0.5 points more than in June. Inflation would stand at 3.9% and 3.7%, 0.3 and 1.1 points above the June forecast.Bank of Spainhttps://neuralherald.com/en/n/2026-10-15-documentos-de-trabajo-2638-inflation-and-price-dispersion-new-cross-se-ddc121.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-trabajo/inflation-and-price-dispersion-new-cross-sectoral-and-international-evidence.htmlThu, 15 Oct 2026 08:00:00 -0000Bank of SpainReportsWorking Paper that, using web-scraped prices from over 60,000 restaurants and supermarkets in 18 countries, finds a positive and significant relationship between inflation and price dispersion. Moving from 0% to 10% inflation raises inefficient dispersion by 46% in supermarkets and 73% in restaurants.Bank of Spainhttps://neuralherald.com/en/n/2026-10-14-dg-economia-creo-2026-incertidumbre-transformacion-y-resiliencia-6d6379.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/intervenciones-publicas/dg-economia-creo26.htmlWed, 14 Oct 2026 08:00:00 -0000Bank of SpainSpeechesAt CREO 2026, Director General of Economics David López Salido described a change of era driven by geopolitics, artificial intelligence and demographics. He warned of more volatile inflation and of medium-term real interest rates above pre-pandemic levels, owing to higher public and private financing needs.Bank of Spainhttps://neuralherald.com/en/n/2026-10-14-entrevista-al-director-general-de-operaciones-mercados-y-sistemas-de-p-1064bc.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/entrevista-al-director-general-de-operaciones-mercados-y-sistemas-de-pago-en-ultima-hora.htmlWed, 14 Oct 2026 08:00:00 -0000Bank of SpainSpeechesIn an interview with Última Hora, Juan Ayuso, the Bank of Spain's Director General of Operations, Markets and Payment Systems, expects the digital euro could be operational during 2029 if legislation progresses as expected. He presents it as a complement to cash and a guarantee of European payment sovereignty vis-à-vis foreign card schemes and stablecoins.Bank of Spainhttps://neuralherald.com/en/n/2026-10-14-documentos-ocasionales-2619-el-proceso-de-desapalancamiento-de-las-soc-0dab96.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-ocasionales/el-proceso-de-desapalancamiento-de-las-sociedades-no-financieras-espanolas-en-el-periodo-2007-2024.htmlWed, 14 Oct 2026 08:00:00 -0000Bank of SpainReportsOccasional Paper analysing, firm by firm, the sharp reduction in the indebtedness of Spanish non-financial corporations between 2007 and 2024. For the median firm, leverage falls from 47% to 7% within three years between its peak and subsequent trough, alongside higher liquidity and profitability.Bank of Spainhttps://neuralherald.com/en/n/2026-10-13-dg-de-operaciones-mercados-y-sistemas-de-pago-una-introduccion-al-euro-57e1cc.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/intervenciones-publicas/dg-de-operaciones-mercados-y-sistemas-de-pago-una-introduccion-al-euro-digital.htmlTue, 13 Oct 2026 08:00:00 -0000Bank of SpainSpeechesPresentation by Juan Ayuso, Director General of Operations, Markets and Payment Systems, on the digital euro: a digital form of cash, issued by the Eurosystem, with legal tender status, free for individuals and distributed by financial institutions. He justifies it on grounds of European autonomy, as more than 60% of card purchases depend on Visa and Mastercard.Bank of Spainhttps://neuralherald.com/en/n/2026-10-13-el-nobel-de-economia-2026-como-las-expectativas-determinan-la-efectivi-1a227b.htmlhttps://www.bde.es/wbe/es/noticias-eventos/blog/el-nobel-de-economia-2026--como-las-expectativas-determinan-la-efectividad-de-las-politicas-de-estabilizacion-economica.htmlTue, 13 Oct 2026 08:00:00 -0000Bank of SpainArticlesBank of Spain blog post by Enrique Alberola explaining the contributions of Robert E. Hall and Michael Woodford, winners of the 2026 Nobel Prize in Economics. Their work shows how household and business expectations shape decisions and the effectiveness of stabilisation policies, and underpins the models used by central banks.Bank of Spainhttps://neuralherald.com/en/n/2026-10-09-d-g-economia-proyecciones-macroeconomicas-de-espana-tercer-trimestre-d-b5178e.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/dg-economia-proyecciones-macroeconomicas-de-la-economicas-de-espana-tercer-trimestre-de-2026.htmlFri, 09 Oct 2026 08:00:00 -0000Bank of SpainSpeechesPresentation by the Director General of Economics, David López Salido, of Spain's macroeconomic projections for the third quarter of 2026. The war and higher energy prices raise uncertainty, but activity is holding up: indicators point to GDP growth of around 0.6% quarter on quarter in Q3, and 2026 growth is revised up.Bank of Spainhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/proyecciones-macro-informe-trimestral/proyecciones-e-informe-trimestral-de-la-economia-espanola-tercer-trimestre-2026.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/proyecciones-macro-informe-trimestral/proyecciones-e-informe-trimestral-de-la-economia-espanola-tercer-trimestre-2026.htmlFri, 09 Oct 2026 08:00:00 -0000Bank of SpainReportsBank of Spainhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/ricardo-caballero-galardonado-con-el-premio-de-economia-rey-de-espana.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/ricardo-caballero-galardonado-con-el-premio-de-economia-rey-de-espana.htmlThu, 08 Oct 2026 08:00:00 -0000Bank of SpainPress releasesBank of Spainhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-trabajo/the-macroeconomic-effects-of-defence-expenditure-evidence-from-spain.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-trabajo/the-macroeconomic-effects-of-defence-expenditure-evidence-from-spain.htmlThu, 08 Oct 2026 08:00:00 -0000Bank of SpainReportsBank of Spainhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-trabajo/political-polarization-and-legislative-gridlock-a-comparative-high-frequency-approach.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-trabajo/political-polarization-and-legislative-gridlock-a-comparative-high-frequency-approach.htmlWed, 07 Oct 2026 08:00:00 -0000Bank of SpainReportsBank of Spainhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-trabajo/a-new-keynesian-model-of-the-term-structures-of-equity-and-bond-returns.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-trabajo/a-new-keynesian-model-of-the-term-structures-of-equity-and-bond-returns.htmlTue, 06 Oct 2026 08:00:00 -0000Bank of SpainReportsBank of Spainhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/notas-banco-espana/dia-de-la-educacion-financiera-2026.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/notas-banco-espana/dia-de-la-educacion-financiera-2026.htmlMon, 05 Oct 2026 08:00:00 -0000Bank of SpainPress releasesBank of Spainhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/notas-banco-espana/las-entidades-de-credito-que-operan-en-espana-mantuvieron-una-posicion-favorable-en-solvencia-rentabilidad-y-calidad-de-activos-.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/notas-banco-espana/las-entidades-de-credito-que-operan-en-espana-mantuvieron-una-posicion-favorable-en-solvencia-rentabilidad-y-calidad-de-activos-.htmlMon, 05 Oct 2026 08:00:00 -0000Bank of SpainReportsBank of Spainhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/la-educacion-financiera-cuanto-antes-mejor.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/la-educacion-financiera-cuanto-antes-mejor.htmlMon, 05 Oct 2026 08:00:00 -0000Bank of SpainRulesBank of Spainhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-trabajo/flooded-by-china-trade-diversion-due-to-us-tariffs-during-trumps-first-mandate.htmlhttps://www.bde.es/wbe/es/publicaciones/analisis-economico-investigacion/documentos-trabajo/flooded-by-china-trade-diversion-due-to-us-tariffs-during-trumps-first-mandate.htmlMon, 05 Oct 2026 08:00:00 -0000Bank of SpainReportsBank of Spainhttps://app.bde.es/clf_www/leyes.jsp?id=259341&tipoEnt=0https://app.bde.es/clf_www/leyes.jsp?id=259341&tipoEnt=0Mon, 05 Oct 2026 08:00:00 -0000Bank of SpainRulesBank of Spainhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/10-conferencia-mediterraneo.htmlhttps://www.bde.es/wbe/es/noticias-eventos/actualidad-banco-espana/10-conferencia-mediterraneo.htmlFri, 02 Oct 2026 08:00:00 -0000Bank of SpainPress releasesBank of 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