EIOPA factsheet shows European insurers’ home and cross-border investments as well as exposure concentrations
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EIOPA publishes a statistical factsheet on where EEA insurers invest. At the end of 2025 they held €7.9 trillion in bonds and equities, with around three-quarters staying within the EEA.
Key points
- 38.2% at home, 33.9% in the rest of the EEA and 27.9% outside
- The US accounts for about half of external holdings, mostly equities
- Home bias is strongest in non-euro area countries
Who is affected
Insurers, supervisors and market analysts
Plain-language version
Insurers invest the premiums we pay. EIOPA, the EU watchdog for insurers and pension plans, reports that at the end of 2025 they held 7.9 trillion euros in bonds and shares: 38.2% in their home country, 33.9% elsewhere in the European Economic Area and 27.9% outside it. The US takes about half of the money invested abroad, mostly in shares.
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Summary produced with artificial intelligence from the official publication. It may contain errors: always check the original document.
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