Unlocking insurers’ contribution to Europe’s economy
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EIOPA article on how the revised Solvency II, applicable from 30 January 2027, may strengthen insurers' long-term investment. EIOPA will monitor whether released capital goes to the real economy or to shareholder distributions, but warns that prudential changes alone are not enough.
Key points
- The new risk margin calculation will release a significant amount of capital
- Lower charges for long-term equity, legislative investment programmes and securitisations
- Securitisations guaranteed by the EIB or EIF will require no capital
- EIOPA will first report on the use of released capital by the end of 2028
Who is affected
Insurers, investors and European authorities
Deadlines
Revised Solvency II from 30 January 2027; first EIOPA report by end-2028
Plain-language version
From 30 January 2027, under the Solvency II reform, insurers will face lighter capital rules, freeing up a significant amount of money. EIOPA, the EU watchdog for insurers and pension plans, will track whether it goes into long-term investment in the economy or into dividends; its first report is due at the end of 2028.
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Summary produced with artificial intelligence from the official publication. It may contain errors: always check the original document.
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