From patchwork to progress: the future of EU pension systems
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EIOPA article calling for an end to the fragmentation of European pension systems in the face of ageing, combining common EU solutions with national reforms. It proposes auto-enrolment, a gradual shift towards funded systems and portable plans for non-standard workers.
Key points
- People aged 65 and over will rise from 21.6% of the population in 2024 to nearly 29% by 2050
- Those aged 40 to 54 are the least confident about retirement adequacy
- Suggests strengthening PEPP or creating a 'EuroPension' model
Who is affected
Governments, pension funds, savers
Plain-language version
EIOPA, the EU watchdog for insurers and pension plans, warns that Europe is ageing: people over 65 will go from 21.6% of the population in 2024 to nearly 29% in 2050. It proposes automatically enrolling workers in a pension plan, gradually moving to systems where people save for their own retirement, and plans you can take from job to job.
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Summary produced with artificial intelligence from the official publication. It may contain errors: always check the original document.
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