EU Commission request for EIOPA's technical advice on the content of Delegated acts under the IDD in the context of the Retail Investment Strategy (RIS)
The Neural Herald summary, AI-generated
Notice on the use of AI. In compliance with Article 50(4) of Regulation (EU) 2024/1689 on Artificial Intelligence (AI Act), we disclose that the summaries, explanations and translations published by The Neural Herald are generated with artificial intelligence and published without prior human review. The linked official documents belong to each body and were not generated by our AI. Our summaries may contain errors: always check the original document.
The European Commission asks EIOPA for technical advice on the delegated acts under the Insurance Distribution Directive (IDD) that will implement the Retail Investment Strategy. It covers product governance and value for money, inducements, simplification, suitability and simple advice, and marketing communications.
Key points
- EIOPA must deliver its advice by 1 October 2027
- Provisional agreement on the strategy on 18 December 2025; Official Journal publication expected by January 2027 at the latest
- The rules would apply from July 2029
- Requires consistency with MiFID II and the other acts of the strategy
Who is affected
Manufacturers and distributors of insurance-based investment products, supervisors
Deadlines
EIOPA advice due by 1 October 2027; application expected from July 2029
Plain-language version
The European Commission has asked EIOPA, the EU watchdog for insurers and pension plans, for advice on new rules for selling insurance with an investment element, as part of its retail investment strategy. It covers value for money, commissions paid to sellers and advice. EIOPA has until 1 October 2027; the rules would apply from July 2029.
Read the original document →
Prompt for your AICopies a ready-to-paste prompt for ChatGPT, Claude or Gemini: it asks the model to read the official document and not to make anything up.
Summary produced with artificial intelligence from the official publication. It may contain errors: always check the original document.
More from EIOPA
- 13 November 2026Q&A 3666: We would like to confirm the correct classification in template S.06.02, item field C0100 "Assets pledged as collateral". Is our understanding correct, that for
- 13 November 2026Q&A 3605: In the revised Directive ( Article 212 (1) fa) and Delegated Acts (Article 335 (1)) that shall be applied as of January 2027, a new type of undertaking " holdin
- 13 November 2026Q&A 3660: Should receivables and payables arising from reinsurance contracts, where settlements are processed through a reinsurance broker acting as an intermediary, be reported as reinsurance balances?
- 12 November 2026EIOPA responds to the European Commission's proposed changes to the ITS on reporting and disclosure
- 12 November 2026European Commission's Letter to EIOPA on amended draft ITS on supervisory reporting and on public disclosure
- 10 November 2026IRSG Advice on two RTS's on IRRD valuation related topics